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LoanCalc Free

LoanCalc Free
  • #: 20277
  • Price: free ($0.00) In Apple Store
  • Category: Finance
  • Updated: 2009-03-27
  • Current Version: 1.3
  • 1.3
  • Size: 0.10 MB
  • Language: English
  • Seller: Garafa, LLC
  • Requirements: Compatible with iPhone, iPod touch, and iPad. Requires iOS 2.2 or later
  • © 2009 Garafa, LLC
  •  Add to Favorite apps

 

Description

A simple loan/financial calculator that can calculate any component of a loan. Can be used for car, house, boat or any other loan. Included is a handy graphical comparison view.

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Rated 3/5 based on 3 customer reviews.

 

2/5 stars

Ad system tries to be location-aware with annoying persistance

:
First thing I see when I start up the app is a request to allow it to use my current location. Which is curious; why would a loan app need to know specifically where I am?

Apparently, the ad system used to support the free version of this app wants your current location badly. Every time a new ad is displayed, it prompts you to allow it to use your current location. I'm sure it goes away if you give it permission, but I really don't have any interest in allowing an ad system to track my location.

The actual app isn't bad, if a little basic. It does allow you to calculate loan parameters other than payment, which is better than many similar apps I looked at. But the obnoxious attempts to get your location are enough to make you want to quit the app quickly.

4/5 stars

Love and hate

:
Love that it will calculate any of the values for you, and the comparison which is handy to see the effect of say increasing your payment. But the values do not automaticaly refresh for the other fields! I've found that if youhit each button by each field top to bottom it works great. But this should happen properly when you change any value. Also the done button on the keyboard only becomes enabled with the last field selected even though I may have changed another field. The calculations can become messed up because if these issues - run through some usability testing to id and fix these scenarios! When it works it's a great tool!

4/5 stars

User Interface can be improved

:
It has good features like saving previous results and compare 2 loans.
It does not have amortization schedule.
When entering values, it brings up the iPhone keyboard which brings the interface looks very dull.
I am confused that it has "Payments per Year" and "# of Payments".
My guess is that they are for accelerated payment.

Try this and you know what I am confused about:
Enter 2 loans of the same values for everything except the "Payments per Year":
Loan 1 has 12 payments per year and Loan 2 has 14 payments per year.
The payment amount shown is different.
My confusion is how to interprete the result?

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The information may be outdated (2011-03-27 23:25:53). For actual information go to iTunes

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